VA Loan (Veterans Affairs Loan)
Through the VA Home Loan Program, veterans are given benefits that regular homeowners don’t have. Because of these benefits veterans are able to receive great rates, no out-of-pocket expenses at closing, with a trusted loan program guaranteed by the VA.
Why VA Loan? It’s simple…
- 100% Financing With No Money Down at Closing
- Veteran Affairs Don’t Have Minimum Credit Score Requirement
- Veterans With Disability Can Waive the VA Funding Fee
- Interest Rate Reduction Refinance Loans (IRRRL) Does Not Require an Appraisal.
- Employment income verification is not needed on IRRRL unless payments are increasing over 20% of current payment.
- Energy Efficiency Loan – $6000 available to help your home become more energy efficient.
Honor to the Soldier, and Sailor everywhere, who bravely bears his country’s cause. Honor also to the citizen who cares for his brother in the field, and serves, as he best can, the same cause — honor to him, only less than to him, who braves, for the common good, the storms of heaven and the storms of battle.
— Abraham Lincoln
December 2, 1863 letter to George Opdyke and others
We are passionate about educating our Veterans about their VA Loan Options and Benefits!
We find great fulfillment in our work to help veterans take advantage of the VA loan programs. It brings us great satisfaction to do something we love and provide a much-needed service to our nation’s greatest heroes. Here at the VA Loan Help Desk, seeing a veteran buy a house or refinance their current home with a Great Rate, Low Monthly Payment, Low Fees and Friendly Service is what we strive to provide. We will not rest until all of our military heroes have the loan that is a great fit for their situation and our lowest cost available.
Many large banks and mortgage brokers only do VA Loans as a small part of their business. They are not experts. At the VA Loan Help Desk, all we do is VA Loans. We have been doing business solely with VA loans since we opened our doors and we know the programs front-to-back. This makes us experts in what our veterans want in a new home loan or a refinance. In addition, the large banks and mortgage brokers have huge overhead in nice buildings, thousands of employees and costly advertisements. Unfortunately, these costs are paid by the veteran which results in higher rates and expensive fees. We want to be small and stay small without all the costly overhead so we can pass all the savings onto the veteran.
Let us show you how to get the best VA Loan on the market!